Privacy Policy

nivarenthylumo collects personal information when you register for our financial analysis services, subscribe to newsletters, or participate in webinars. We gather details like your name, email address, phone number, and professional background to provide you with relevant investment education content.

When you use our platform, we automatically collect technical information including IP addresses, browser types, device information, and usage patterns. This helps us understand how you interact with our financial tools and educational resources.

Your personal information helps us deliver personalized financial education experiences. We use your data to recommend relevant courses, send targeted newsletters about investment analysis trends, and customize your learning dashboard based on your professional interests.

We also use aggregated, non-identifying information to improve our services. This might include analyzing which educational modules are most popular or understanding which regions show highest engagement with particular financial topics.

nivarenthylumo does not sell personal information to third parties. However, we work with trusted service providers who help us deliver our educational services. These include email marketing platforms, webinar hosting services, and payment processors.

All third-party partners are required to maintain the same privacy standards we uphold. They can only use your information for the specific services they provide to us and cannot use it for their own marketing purposes.

We may share information if required by law or to protect our legal rights, but we will notify you whenever possible before doing so.

Under Australian privacy laws, you have several rights regarding your personal information. You can request access to the data we hold about you, ask us to correct inaccurate information, or request deletion of your account and associated data.

You can unsubscribe from marketing emails at any time using the link in our newsletters. You can also adjust your communication preferences in your account settings to receive only the types of updates you find valuable.

We protect your information using industry-standard security measures including encryption, secure servers, and regular security audits. Our team regularly reviews and updates security protocols to address emerging threats.

Access to personal information is restricted to employees who need it to provide services. All staff receive privacy training and sign confidentiality agreements. We also maintain detailed logs of who accesses what information and when.

While we implement strong security measures, no system is completely secure. We encourage you to use strong passwords and keep your login credentials confidential.

We retain your personal information for as long as your account remains active or as needed to provide services. After account closure, we keep some information for legitimate business purposes like maintaining educational records and compliance with financial regulations.

Marketing information is typically deleted within 30 days of unsubscribing. Course completion records may be retained longer to maintain certification validity and professional development documentation.

You can request immediate deletion of your account and most associated data by contacting our privacy team. Some information may need to be retained for legal compliance, but we'll explain what needs to stay and why.

Some of our service providers are located outside Australia, which means your information may be processed in other countries. We ensure these providers maintain appropriate privacy protections through contractual agreements and compliance certifications.

When transferring data internationally, we use standard contractual clauses and other legal mechanisms to ensure your information remains protected according to Australian privacy standards.

Our website uses cookies to remember your preferences, keep you logged in, and provide personalized content recommendations. Most cookies are essential for basic functionality, while others help us understand which educational content resonates most with our users.

You can control cookie settings through your browser, though disabling essential cookies may affect site functionality. We don't use cookies for targeted advertising, but some analytics cookies help us improve the learning experience.

We update this privacy policy periodically to reflect changes in our services or privacy regulations. When we make significant changes, we'll notify active users via email and post updates on our website.

Minor updates like clarifications or contact information changes will be posted directly to this page. We encourage you to review this policy regularly to stay informed about how we protect your information.